April 2023

You have been offered a job and get to pick between two different compensation structures.  Which one are you choosing? Job A will pay you $80,000/year while working and $0 if you are unable to work due to an injury or illness. Job B will pay you $78,500/year while working and $53,000 (tax-free) if you […]

When taking out a mortgage with a lending institution you should cover off that debt with an insurance policy. Not all coverage options are created equal. Let’s look at the highlights of the two options available to you. Control Individually OwnedTerm Life Insurance You own the coverage and choose who receives the death benefit Mortgage

Planning a Vacation? Let me help you find the right travel insurance solution. Many clients are saying that they are planning to travel to the US and abroad. People are heading to a tropical location, on an important business trip or visiting friends. Is that you too? Contact me to help you find the right

Protection from a major health event and a little forced savings for your healthy future self. One of the unique features in the Canadian living benefit insurance market is the ability to receive all your premiums back if you don’t claim on the contract. Did You Know ? With this product, you get a cheque

Ask the average Canadian what their most valuable asset is, and if you are a homeowner, you would likely say your principal residence.  While that is likely true when it comes to something tangible you can buy or sell, it is far from your most valuable asset. Your ability to earn an income is your